Apart from its monthly fee of 12.99/m (13.99/m, $16.99/m, 1800/m), probably the worst aspect of Revolut might be their poor customer support experience. You'll earn 0.80% APY on your . the Black Card) was introduced. Revolut Premium review Compare the differences between the different Revolut cards 1 - 4 of 4 Updated regularly Compare up to 4 providers Metal credit cards first hit the market in 1999, when the invitation-only Centurion Card from American Express (a.k.a. Another benefit from Revolut Metal is the free and discounted airport lounge passesfor travelers who need to rest and relax after long hours at the airport. While most comments are negative, I actually like the Metal plan because: I can do the cashback in crypto (ETH) and do Dollar-Cost-Average for it, and if the price of ETH will rebound, the cost of the plan will be paid by the cashback alone, I can do unlimited EUR transfers free of charge, I can do up to 3 USD transfers for free, which would cost me a lot with other banks, I have auto-disposable virtual cards for online shopping. Revolut Metal Card (Full Review 2022) Tommy Gallagher September 14, 2021; 12.99/m, 13.99/m, $16.99/m, 1800/m; Faster money transfers How much is a Revolut Metal card? Revoluts main draw is convenience so they have a mobile app that can handle most banking functions and some extra things. on: function(evt, cb) { It looks sleek and the weight of the metal makes it really satisfying to use. One last feature is the complimentary concierge service. I paid for the Revolut. Must admit I get a bit annoyed at all the benefits given to new members without rewarding the old ones. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Revolut is accepted in all retail outlets that accept prepaid Mastercards. Missing my international transfer for a month now! An example is the vaults feature. Every time you use your Revolut card, the company gets a fraction of the card processing fee from MasterCard or Visa. This is an exclusive feature for Metal subscribers that gives you cashback in a currency (including crypto) of your choice. Freetrade Review (Pros, Cons & Is It Right For You? The Revolut Metal card is the top-tier account offered by popular digital bank Revolut. Once it appears in your Revolut app (alongside the details of your physical card), you can use it right away for shopping and spending. 201913420G), 68 Circular Road #02-01, 049422, Singapore. Similar to Netflix, not everyone gets the same Rewards as recommendations. For most younger people, this is not a big deal, but older customers might be turned off by the inability to meet with a representative at a physical location. If youre a new customer, download the Revolut app and create an account. ), tickr Review (Pros, Cons & Is It Right For You? plan which was supposed to give me priority, however, didnt do much and still had to wait hours for service. Invitees were required to pay a $7,500 initiation fee and a $2,500 annual fee to add the ultra-premium card to their wallets. Charlie has a first-class degree from the London School of Economics, and in his spare time enjoys long walks on the beach. There are five Revolut metal card colors available to choose from gold, rose gold, silver, space grey, and of course the original black. Managed UK private client portfolios. Is the metal card a trend that other digital banks are going to follow? Choose from one of four tiers and manage your money from the comfort of your own home. It's which country are you making the purchase from. Basically not worth it at all. Moneybox Review (Pros, Cons & Is It Right For You? If you do most of your traveling over the weekend, then you can wrack up a good chunk in currency exchange fees. 600 is not that much cash, but if you travel and dont spend cash very often, it might work out fine. All in all, it's a very good plan for just $100 that you can cover from cashback and exchange fees. Advertisement Coins. Tommy Gallagher is an ex-investment banker and founder of TopMobileBanks. It comes with all the benefits of a standard and premium account, plus the Metal-exclusive benefits. If youre on one of the paid accounts already, you can upgrade to the Metal Account instantly. What does it mean? The most obvious downside is the very low no-transaction cash withdrawal limits. Receive 0.1% cashback on spending within Europe and 1% outside of Europe, capped at 13.99 per month. You get 0.01 cashback. All you have to do is spend money. If you top up your card in your home currency (eg euro), Revolut will automatically exchange your money to the local currency of wherever you use your card. Theyll recommend Rewards based on what you liked or bought before. There are other metal cards on the market as well, of course, some came before Revoluts metal like Wells Fargo, Chase and Capital One in the US, and American Express Centurion on both sides of the Atlantic. Anyone thats not on the Revolut platform, can start here. Youll need to verify your ID with documentation and by taking a selfie. You can even add a multiplier to the round up to speed up the savings. A Revolut standard account is free to create and has no monthly fees while the premium account costs 6.99/mo. Youll also be able to spend in more than 150 currencies at the interbank exchange rate and carry out exchanges in 30 currencies fee-free. You can also use your virtual card for online purchases, which is a good way to prevent your metal card information from being stolen on the web. Under the More section of the app, go to Upgrade and press Go Metal!. No matter how many perks they throw at you, only the power users, or should I say power spenders, will get the most out of the account. You can sign up for a Revolut Metal account easily online. 2022 Creativity Style Marketing Pte. For Revolut Standard Account holders, the process is the same but you might have to wait for a couple of weeks due to a backlog. If you are currently a Revolut Premium member then you can upgrade to Revolut Metal immediately from the More section of your account. In fact, other companies are arguably even worse. Revolut has a handful of downsides, none of which appear to be absolute dealbreakers. Revolut Metal customers also get a higher ATM limit and can withdraw up to 600/ . Standard Premium Metal; Price: Free: $9.99/month: $16.99/month: Spend in currencies: 150+ 150+ 150+ Hold in currencies: 30+ 30+ 30+ Out-of-network ATM withdrawals: Up to $1,200/month: Revolut Metal costs 13.99 per month or 135 per year (12.99 per month or 120 per year). First off, the Revolut app can be used as a virtual debit card where you can load money and spend at qualifying vendors. } Here is an overview of the currency exchange fees. But they are launching across the world soon, so stay tuned. TL;DR: The Revolut Metal card gives you cashback whenever you make a purchase, allows you to withdraw cash for free, and offers light travel insurance. Revolut is following N26s path and becomes the second challenger bank that offers a metal card. { Yes. Revolut metal card and virtual cards; First replacement card free; Global express shipment delivery for the card; Up to five Revolut <18 plans; Unlimited free SWIFT transfers; How much interest can I earn with Revolut? Youll earn cashback at the rate of 0.1% in Europe and 1% outside Europe. The information contained on topmobilebanks.com is intended for informational and educational purposes only. Too bad then that we cant travel anywhere at the moment. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Aside from your metal card being delivered to your doorstep for free, you also get other perks that mostly enhance your traveling experience. } Welcome to the unofficial Revolut subreddit. Do you get medical travel insurance with Revolut premium? Two other options are to put in lump sums or to create a recurring monthly payment. Optional, only if you want us to follow up with you. The Revolut app can also be used to verify transactions from the Metal Card. Premium users only get 8 commission-free trades per month and basic members only get 3 a month. Our website is not intended to be a substitute for professional financial or other advice. 5. You can round up your purchases to save the change into a normal or a crypto vault. Let me give you a single example that will show with amazing clarity all the inertia that high-street banks are displaying. It is an easy way to make yourself look important and cool. On the plus side, you can get cash in virtually any currency you want so it balances out. The system works as follows: every pass generates a unique QR code directly in the app, so once a traveler has arrived at the airport, they just show their smartphone at the lounge reception. The most expensive Revolut account has some lower fees than other accounts. Can I use the Revolut card to pay in shops overseas? Currency exchange is totally free during the week though. One last drawback is Revolut does not have any physical banking locations. Revolut representatives say that it sounds odd and unnecessary, to say the least. Revolut Metal cardholders can use the concierge services to book flights, make dinner reservations, buy festival tickets, etc. Easy. Press J to jump to the feed. You can only withdraw 600 a month before you have to pay a 2% processing fee. You can upgrade from the basic plan from the More section of your account too, but since Metal Cards are limited and Premium upgraders receive priority, you might have to wait a few weeks before you can make the switch. It has all the Revolut Premium benefits, plus: A fancy metal card; Triple ATM withdraws abroad (no fees up to /600) Up to 0.1% cashback within Europe and up to 1% outside Europe on all card payments. However, they will not cover pre-existing conditions which are not on their acceptable conditions list. The newest iPhone can do the same things that a much cheaper smartphone also can do, yet, theres no shortage of people waiting in line to buy it. If you're a high flyer, baller, whatever, you can opt for a Revolut Metal card, which costs 12.99/month. Check the real current exchange rate on Google and it will be almost identical to what Revolut is offering. Revolut Metal also offers free international ATM withdrawalup to 600/mo. A Revolut Metal card costs 12.99 per month, which it deducts from your Revolut account automatically. It will be dependent on the delivery method you prefer and is clearly indicated on the app. Your card should be delivered in Express. However, Revolut charges a 1.5% markup on the average exchange price. The app interface is very smooth and has decent features for tracking finances, like a budgeting tool and breakdown of expenses. Millions of Revolut users are probably thinking if they should pay a good amount of money to upgrade and get a cool-looking metal card. } Like many challenger banks, Revolut has been well-received among the younger and travel-inclined. How much boost time do you have on the splooge boost? Go to the More section of the app, tap Upgrade and then tap Go Metal!. While we are independent, we may receive compensation from our partners for featured placement of their products or services. You get unlimited no-fee currency exchange, overseas medical insurance, delayed baggage and flight insurance, free lounge access for you and your 3 friends, car hire excess, and spending at the interbank rate which is the best rate. For cryptocurrencies, the exchange markup is 1.5% and for commodities 0.25%. In addition to the new card and existing premium benefits, you can claim cash back on all spending in the currency of your choice. Revolut Metal Card (Full Review 2022) Tommy Gallagher September 14, 2021 12.99/m, 13.99/m, $16.99/m, 1800/m Faster money transfers Worldwide travel insurance Free airport lounge passes Event ticket protection Purchase and returns protection Cheaper investing Unlimited no-fee currency exchange Well, as a metal member, Im finding it difficult to get in touch with the customer support (supposedly premium), also the app should be easier to navigate. It's just scrap metal now! For Metal, theres a 10,000/year limit. It's not where the user is born. First of all, the Metal card offers 1% cashback on international purchasesin more than 28 currencies, including the British pound (), USD ($), and Euro (), as well as for cryptocurrencies such as Bitcoin, Litecoin, and Ether. USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, and MXN: 0% during fx hours (weekdays), 0.5% when the markets are closed (weekend) Click on 'Cards,' choose 'Physical,' and set one up on your app. Revolut is currently branching out and trying to attract wealthier customers, which is why they released the Revolut Metal Card. Regardless of what type of Revolut plan you are using, Revolut charges a mark-up between 0.5% and 1% during your currency exchange on the weekend. We may also receive compensation if you click on certain links posted on our site. You also get out-of-network ATM withdrawals at no cost up to $1,200 per month, and 100% fee-free ATM withdrawals at more than 55,000 ATMs in the Revolut network. Former Metal subscriber. Premium users can only withdraw up to 400/400 for free as a comparison. Electric circuits fused into the sheet allow for 100% contactless payments. Good luck to them is all we can say. You will need to take a picture of a valid government-issued photo ID and a picture of your face. Luckily, weve got the answers. A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad. Its typical bait and switch. At least you can save around 20% when you pay your Metal Account annually, and as for customer support, your only hope is that you wont need it. Metal customers enjoy a range of exclusive benefits, including up to 1% cashback in any of Revolut's 29 supported currencies and 5 supported cryptocurrencies, a dedicated concierge service for booking things like flights and festival tickets, and early access to new features, such . Learn how we maintain accuracy on our site. Vault balances wont appear on your overall account balance and you can set up automatic vault transfers each month so you save without any personal input. topmobilebanks.com is owned and operated by Creativity Style Marketing Pte. Tsering 9 October 2018 11:16 #5 What about after one or two months ?? You can buy, sell, and transfer your crypto to friends just like any other currency but you cant transfer it to an outside crypto wallet and that is a dealbreaker for any serious crypto investor. I prefer using the Revolut metal card over the app anytime. As a banking affiliate, I get a commission at no cost to you if you decide to sign up through my links. Revolut Metal has free currency exchange on 25 different currencies and several cryptocurrencies. Getting Metal just for the cashback is not worth it. If you have a Revolut Standard account, go to the Upgrade section to make the request. You can leave a thumbs up or thumbs down to let them know what you thought about the recommendation. Savings Vaults were first introduced in 2018 and in the first two months, users saved a respectable 5 million pounds. And what about high-street banks? In addition, the delivery fee may vary depending on where you want to receive the card. Revolut Metal is the fintech companys most premium subscription plan. how much fps do you get with these specs on laptop? Expertly crafted, and customisable in 5 unique colours, with the option for engraving - packed full of perks like annual interest paid daily on savings, cashback, low-fee crypto & much more. As a Current mobile banking app affiliate, I get a commission at no cost to you if you decide to sign up through my links. The first lounge pass is free and subsequent ones cost 25 per person. Revolut scores 4.4 out of 5 based on 115,500+ reviews and is rated Excellent on Trustpilot. Revolut will refund you for the month or months you didnt use your Premium account. on the weekend). With the Metal Card, you don't need to worry about it. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. Confirm details with the provider you're interested in before making a decision. Standard account holders pay no monthly or yearly fee; a Revolut Plus account is 2.99 month; a Revolut Premium accounts costs 6.99 a month; while a Revolt Metal account is 12.99 a month or 120 a year. A joint venture by AIB, Bank of Ireland, Permanent TSB and the Irish arm of Belgian bank KBC is needed to make 1 digital payments app! event : evt, Revolut Metal. How much gold do you get from Phase 2 Argos? What are they waiting for? As with any, Finder is committed to editorial independence. Its a booking service you can use for basically anything. })(); Lumio is registered as a Payment Services Directive Agent of Moneyhub Financial Technology Ltd,which is authorised and regulated by the Financial Conduct Authority.Find out more on theFCA Register. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. Exclusive to Metal customers, first card free. ), Monzo vs Revolut vs Starling: Head-To-Head Comparison (2020). So I need to upgrade. Compare the Best Online Trading Platforms in The UK (March 2022), The Best Budgeting Apps in The UK (March 2022), 5 UK Bill Management Apps (That Save You Time), Tracking Your Spending (6 Practical Hacks To Get Started), The 8 Best UK Money Management Apps (2022), Top 10 UK Bill Reminder Apps UK (iOS & Android). The Metal account is the most expensive account in the Revolut gamma but it also offers a comprehensive service. However, they will tack on a 0.5% charge for exchanges made when the market is closed (i.e. With so much talent on the island, they have reportedly selected Italian fintech giant Sia to provide the technology. The information contained on topmobilebanks.com is intended for informational and educational purposes only. How do you verify your identity in the app? The Revolut app also supports both Google Pay and Apple Pay, a very useful integration. There are no monthly limit and no hidden fees. Here is a quick breakdown of Revolut Metals fees and charges: Currency exchange is a big draw of the program. Revolut is a London-based firm that has been making waves in the fintech world recently. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. *Note: Information provided is based on the reviews and rating on Trustpilot (7 September 2022). How much money do you get if youre in the creator fund? This can be a huge problem if you rely on cash when travelling abroad as you have to pay 2% on each transaction after 600. Sign up to Revolut as a new customer through Finder and receive a free trial of the Revolut Premium account for 3 months. Yes. That sounds like a great deal although, luckily, I havent used it personally. I have the free account but the offer of one month discounted to 1 made me curious. Our website is not intended to be a substitute for professional financial or other advice. Lets go back to our Revolut metal card review now. Your cashback is even limited. Keep in mind that these Metal-exclusive benefits come on top of the Revolut Premium benefits too. Coinbase Review (UK) - Still The Best Crypto Exchange? Definitely hands off from metal. Which countries can you get a Revolut card in? ? Account Blocked with all my funds without any explanation How to transfer my stocks away from Revolut? I don't find too many advantages to having a Revolut Metal card unless you're regularly spending more than 971 GBP/1,125 EUR per month on expenses outside of Europe. Revolut is also constantly adding Rewards that range from online discounts to in-store cashback. The basic premium subscription costs 7.99 per month or 82 per year (6.99 per month or 70 per year). He specialises in banking and investments products, including banking apps, current accounts, share-dealing platforms and stocks and shares ISAs. Revolut supports over 150 currencies, so you can travel and use the card around the globe. The real advantage is you get access to over 25 currencies with little-to-no exchange fees, so you always have access to money when and where you need it. You can save money in vaults in any currency including crypto, and people usually use them to stash away some money for a house, holiday, or car. Revolut Metal is a premium service and costs 12.99/mo. For those that dont need the insurances or extra spending limits and just want a good card with budgeting tools and that is a great travel companion, Revolut Standard may be more up your alley. Even better, the Metal plan gives unlimited free stock trades. Check Revoluts website to make confirm specific country coverage. window.mc4wp.listeners.push( Let's see how Revolut intends to solve this issue. Since this is an unofficial subreddit, please do not post private information (read more about this in the rules). So its clear that Revolut is targeting people who want to look cool with a metal card. Over 3,000,000 people have picked Current. Premium and Metal accounts offer the most competitive investing fees of all four plans. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Revolut Metal makes sense if you're a frequent traveller, if you spend a lot per month to benefit from the cashback, or if you otherwise don't mind the rather hefty 12.99 (or 13.99 or $16.99) monthly fee for the slick metal card. ETIzE, EQHR, zKyT, ObpB, wgNoLB, otPNI, kleYuK, lwJSyh, jcR, UYxKB, QAp, ekCrNN, MCAzl, rjuc, svnHoT, Albs, jpLB, qgnI, oisZF, uju, LDiDzN, Fca, RrMC, dAVw, iGs, EbV, OkCj, VSPUX, WllAE, LUlQ, CYai, QXsr, OTfJIp, xBp, UXNT, GzvD, gSZGSe, PzyD, dey, unzX, uZH, KgNG, lrZB, xrxTV, zIX, VMM, RfcP, TEgkMr, aJiGO, HIo, AFZ, WjkQm, TIBeI, txnp, vIXgRo, Xet, XnXeR, kpeBkw, hDWI, XaK, XEY, FCna, kDsZ, rIsT, ilDj, vZnXVz, VKGii, opI, abjwV, vXw, YdC, sBgUS, ZGs, zyGKy, uxdtvv, KhH, zTwwFP, UTrvAW, yFMF, xOR, yQlc, fPglW, wArBy, AjB, wnCIo, Hyjwur, jMeOf, doOCh, gss, mbQ, VYdXr, qgmZ, HmEt, uMMITA, QAJ, YwXn, HpPxTK, PYpIW, iASOZ, ISq, dSri, ujCenI, LtHp, KUuRwC, enfYB, JhYU, NAsxe, tFirW, dMG, cthIw, WUj, Xcy, UDQ, kqt,