WebResearch provides an essential pillar to the teaching of the programme, with a research-led approach being adopted within various modules with directed reading towards various research outputs. Matthew has worked with personal clients, managing their financial affairs, and also has experience dealing with vulnerable clients, specifically clients who have suffered serious injuries or from medical negligence. Alexei holds MSc in Theoretical Physics from Taras Shevchenko National University of Kiev and PhD in Mathematical Physics from the Institute for Mathematics, National Academy of Sciences Volta SpAs Green loan. The original building used only drywall to line these shafts. Example of investors commitment toward Fair Wage / Living Wage, Fair Wage, a priority for your Sustainability strategy. She became responsible for HR in 2015 and became Becketts HR Manager in 2020. Middle East Legal Chronicle. It contains all thresholds on the living wage and prevailing wages calculated by statistical offices, research institutes and non-governmental organizations around the world. WebStandard Group Plc HQ Office, The Standard Group Center,Mombasa Road. Chelsee joined Becketts after working as a Learning and Development specialist for an insurance broker in Newmarket. Rebecca has over 20 years experience of Human Resources and is a Chartered member of the Institute of Personnel and Development. Our external communications team provides news and information about SEGRO to the media and is available to respond to enquiries from journalists. He joined the Operations team as Business Support and is keen to set about his career in financial services, supplementing his career and knowledge with professional qualifications along the way. Adam specialises in Investment Planning, Retirement Planning and Tax Planning, particularly in relation to Inheritance Tax. She has a CeMap qualification and recently passed RO1. Claire joined Becketts in 1997 and has worked in variety of different finance roles before becoming Head of Finance. December 3, 2022. These cookies do not store any personally identifiable information. The Fair Wage approach has a demonstrated impact track record of sustainable performance increases. Prior to joining ADIA in July 2021, he held quantitative research and data analytics positions at Standard Chartered, Barclays Capital and Dresdner Bank. We have been creating spaces that enable extraordinary things to happen for over 100 years. [55], David Childs of Skidmore, Owings and Merrill worked in conjunction with glass artist and designer James Carpenter to create a design that uses ultra-clear, low-iron glass to provide reflectivity and light, with stainless-steel spandrels behind the glass to help reflect sunlight. Firms must have a proven record in providing the highest level of service to their clients, demonstrating a culture of integrity, as well as the attainment of and commitment to the Chartered Insurance Institute's professional qualifications. These draft Guidelines establish requirements for credit institutions, investment firms and payment service providers (PSPs) on the mitigation and management of their information and communication technology (ICT) risks and aim to ensure a consistent and robust approach across the Single market. Not-for-profit Mortgage Brokers are Covered Entities. [75], The building was officially opened at noon on May 23, 2006, with a free concert featuring Suzanne Vega, Citizen Cope, Bill Ware Vibes, Brazilian Girls, Ollabelle, Pharaoh's Daughter, Ronan Tynan (of the Irish Tenors), and special guest Lou Reed. [37] Around 3:30pm, FDNY Chief of Operations Daniel A. Nigro decided to halt rescue operations, surface removal, and searches along the surface of the debris near 7World Trade Center and evacuate the area due to concerns for the safety of personnel. They introduce requirements for borrowers creditworthiness assessment and bring together the EBAs prudential and consumer protection objectives. [16]:xxxviii The structural design of 7World Trade Center therefore included a system of gravity column transfer trusses and girders, located between floors5 and 7, to transfer loads to the smaller foundation. The original structure, part of the original World Trade Center, was completed in 1987 and was destroyed in the September 11 attacks in 2001. Harry joined Becketts in October 2021 after graduating from the University of Lincoln with a degree in Business Studies the previous year. Can technology help banks focus on their evolving ESG mandates? This approach is inclusive, drawing on input from workers, managers and external sources. Graduating in 2018 with a first class degree in International Finance and Investment, Elliot joined Beckett Asset Management as an Investment Analyst. We enable our customers to deliver the extraordinary range of goods and services which are essential to modern life. From savings deposits, credit cards, loans, investments & more. The fires, which were fueled by office contents and burned for 7 hours, along with the lack of water, were the key reasons for the collapse. It provides large corporates with the opportunity to contribute to sustainable development through the investment of surplus cash, whilst maintaining daily access to their finances. Volta SpAs Green loan. She started in Discretionary Fund Management and moved over to Consultant Support in 2010. Megan started at Becketts in March 2021 after graduating from the University of Essex with a First Class Honours Degree in Accounting and Finance. Microsoft pleaded for its deal on the day of the Phase 2 decision last month, but now the gloves are well and truly off. [ ], Lending to governments to finance budgetary deficits [ ], They are supervised and regulated by local boards set up by the State Governments. Our clients enjoy the advice of some of the most highly qualified and experienced Consultants in the industry. Click on the + sign to view the people in each team. Investors have made a call to brands to start designing a Living wage/Fair wage strategy. [92], The building became fully leased in September 2011 after MSCI agreed to occupy 125,000 square feet (11,600m2) on the top floor. Please note blocking some types of cookies may impact your experience of the site and the services we are able to offer. I have always been completely satisfied with the advice on my investments. She has an MA in teaching English as a second language and a BA/BSC in Economics (International Business Enterprises). This event ended 156 years of British rule in the former colony.Hong Kong was established as a special administrative region of China (SAR) for 50 years, maintaining its own economic and governing systems from those of Mr. Kalmanje Gururaj Acharya is a practising Chartered Accountant from Bengaluru having around 30 years of experience. We have been very pleased with Peter and his colleagues' ability to explain details clearly and work through some difficult interactions with pension administrators. We help you make sure you're making the right choices for your future. This is a strong competitive advantage for your brand, that you can integrate into your sustainability strategy, and also to your marketing strategy and operations. When not in the office Liz cooks, swims, walks and bikes as much as possible, and she loves to spend as much time as possible with her two young grandsons and huge extended family. From simple assessments and remediation plans that can then also lead them to full certification, Fair Wage has developed systematic tools and methods adapted to all scales of implementation. BFS: 2190694 BAM: 2829667 BIMG: 4201858. WebThe Bank of Credit and Commerce International (BCCI) was an international bank founded in 1972 by Agha Hasan Abedi, a Pakistani financier. Later, he was re-designated as a Non- Executive Director of the said Company with effect The building was situated above a Consolidated Edison power substation, which imposed unique structural design constraints. Sam is our Portfolio Manager, actively running Beckett Asset Management's six portfolios. OR a few questions which were asked from random sources such Ownership of CDSL etc. The Guidelines will apply from 30 June 2021. Rebecca joined Becketts in October 2022, as HR Project Manager. WebRead latest breaking news, updates, and headlines. WebTripura (/ t r p r ,-r /) is a state in Northeast India 2 Bangladesh to the north, south, and west, and the Indian states of Assam and Mizoram. As the world turns more socially and sustainably conscious, you want to be on the right side of the fence and more especially if you have a mission statement that speaks to such a pursuit. [33]:2330, After the North Tower collapsed, some firefighters entered 7World Trade Center to search the building. [6]:6373, The new 7World Trade Center has 52stories and is 741ft (226m) tall. WebThe original 7 World Trade Center was a 47-story building, designed by Emery Roth & Sons, with a red granite facade. The EBA also calls on competent authorities to exercise their judgement and be pragmatic and proportionate in monitoring the implementation of the Guidelines, taking into account the operational challenges and priorities institutions may have due to the COVID-19 pandemic, whilst facilitating the economic recovery efforts. Few firms can offer the breadth and depth of advice like Becketts. Rachel joined Becketts in April 2022, She has been in financial services since 2016, having worked at two previous financial advisers. Standard Chartered Bank offers personalised banking solutions for your needs. [6]:6373 It urged immediate action on a further recommendation: that fire resistance should be evaluated under the assumption that sprinklers are unavailable;[6]:6566 and that the effects of thermal expansion on floor support systems be considered. ( ), a) Increase in the Cash Reserve Ratio in the banks [ ], b) Increase in the Statutory Liquidity Ratio in the banks [ ], d) Increase in the population of the country [ ], Actions of the United States Federal Reserve [ ], Actions of the Reserve Bank of India. WebBrowse our listings to find jobs in Germany for expats, including jobs for English speakers or those in your native language. [46]:67 NIST determined that diesel fuel did not play an important role, nor did the structural damage from the collapse of the Twin Towers or the transfer elements (trusses, girders, and cantilever overhangs). Our modern ground-floor offices are wheelchair-friendly and provide disabled parking outside the door. Liam Joyce. When the Woolwich were acquired by Barclays, he moved into sales at Audi, working at Ipswich and Bury St Edmunds Audi. The options for where to inject this surplus cash are endless and while they can be industry-specific, that does not always need to be the case. Cookies enhance site navigation, analyze site usage, and assist in our marketing efforts.To understand more about how we use cookies or to change your cookie preferences, visit our privacy and cookies page or click on Show settings. [90], The space occupied by Mansueto Ventures has been designed to use the maximum amount of natural light and has an open floor plan. We believe that creating spaces that enable extraordinary things to happen today means enabling people everywhere to be a force for societal and environmental good. The help and advice given to me and my wife is much appreciated. Gavin is a Registered Individual with the Financial Conduct Authority and authorised by Beckett Financial Services Limited. We are a UK Real Estate Investment Trust (REIT), listed on the London Stock Exchange and Euronext Paris, and a leading owner, asset manager and developer of modern warehouses and industrial properties. This year has too many vaguely worded / open-ended questions. For the first time, a large scale survey took place in 2020-2021, just before the global pandemic, with physical visits of 45 suppliers and interviews of more than 1100 employees in all regions of Italy, from the north, center and south of the country. She has a Business Management degree from Aston University and is a Chartered Financial Planner. Gavin joined Beckett in 2015 with over seventeen years' experience in financial services. The FWN will carry out random surveys among workers to check that the wage data communicated by the company well match the data provided by the workers themselves. All the important schemes, policies, ministries and related yearbook organizations are covered. WebThe British Land Company plc is one of the largest property development and investment companies in the United Kingdom.The firm became a real estate investment trust when REITs were introduced in the UK in January 2007. The lobby of 7World Trade Center held three murals by artist Al Held: The Third Circle, Pan North XII, and Vorces VII. The area of modern Tripura ruled for several centuries by the Manikya Dynasty was part of the Tripuri Kingdom (also known as Hill Tippera). This content is for members only. WebYes. [35] During the afternoon, the fire was also seen on floors 610, 1314, 1922, and 2930. Liz began working at Becketts in 1997, primarily in a sales support role along with five years spent organising and managing events. It is a simple way but fully automated and auditable solution that can be used to prove to the market that they are conducting sustainable activities.. Grace graduated from Nottingham Trent University in 2022 with a Law Degree. Connexions Chartered status is awarded by the CII using a points-based system with a minimum entry requirement of 50 and Beckett Financial Services achieved 120 points. [15] However, the final design for 7World Trade Center was for a much larger building than originally planned when the substation was built. Mark commenced his financial services career in 1984 working with Scottish Mutual and Provident Mutual supporting financial advisers with pension and investment services. We use cookies to offer you better browsing experience. Fair Wage team comprises best world experts on wages, and also works with a network of extremely competent consulting firms trained and ready to deliver remediation plans and operational implementations to issues detected during the Fair Wage assessments. [39] NIST found no evidence to support conspiracy theories such as the collapse being the result of explosives; it found that a combination of factors including physical damage, fire, and the building's unusual construction set off a chain-reaction collapse. He holds the CII Advanced Diploma in Financial Planning, Certificate in Equity Release and Award in Long Term Care Insurance. Cookies enhance site navigation, analyze site usage, and assist in our marketing efforts.To understand more about how we use cookies or to change your cookie preferences, visit our privacy and cookies page or click on Show settings. The GRESB Real Estate Assessment is the global standard for ESG benchmarking and reporting for listed property companies, private property funds, developers and investors that invest directly in real estate. The Fair Wage standard is structured around and defined by 12 dimensions, which covers comprehensively the entire spectrum of wage indicators. I have spoken to all who attended the one-to-ones, and everyone found the session very useful and informative, myself included. The consultation runs until 30 September 2019. I have been happy with the service for a number of years. Indian bank may give such deposits as loans (debt) so #4 Cannot be termed as FDI so #4 shd be wrong. The original building, on the other hand, had bordered West Broadway on the east, necessitating the destruction of Greenwich Street between Barclay Street and the northern border of the World Trade Center superblock. McCauley joined Becketts in 2017 after graduating from the University of Brighton with a 2:1 in Business. Please note that the deadline for the submission of comments is 30 September 2019. The boundary of economy syllabus is fluid, students mistakenly start doing Ph.D / Chartered Accountant level preparation or chasing petty current affairs and figures. "Sinc Salomon Brothers signed a long-term lease in 1988 and became the anchor tenant of 7 WTC. It will allow you to see what are your strength while identifying areas for improvements. By creating spaces that enable our customers to do great things, we also enable each other to flourish. She has completed her CII Diploma in Regulated Financial Services and brings with her over 20 years of experience in the financial services industry. WebMorgan Stanley is an American multinational investment management and financial services company headquartered at 1585 Broadway in Midtown Manhattan, New York City.With offices in more than 41 countries and more than 75,000 employees, the firm's clients include corporations, governments, institutions, and individuals. Beth is currently studying the Level 4 Diploma in financial planning with the CII. More recently, she has become a Consultant in the Healthcare team. She has completed a Level 4 Diploma in Insurance and she is keen to further develop her education in financial planning. John is a Chartered Financial Planner and Fellow of the Personal Finance Society, the highest accreditations awarded by our professional body, the Chartered Insurance Institute. Open: 585.20: High: 593.00: Low: 585.20: Bid: 550.00: Offer: Standard Chartered PLC is an international banking company. 1-12 They introduce requirements for borrowers creditworthiness assessment and bring together the EBAs prudential and consumer protection objectives. His career in financial services started with AXA in insurance after leaving sixth form. I found dealing with Becketts and John Horsman both very informative and helpful explaining the pension plan that was right for me. [31] According to NIST, the investigation of 7World Trade Center was delayed for a number of reasons, including that NIST staff who had been working on 7World Trade Center were assigned full-time from June 2004 to September 2005 to work on the investigation of the collapse of the Twin Towers. Challenged with the management of large workforces, as well as intensive and multisectors supply chains, several global companies requested the development of a wage standard that ensured sustainability within the imperatives of corporate performance. Prior to joining the trust industry, Yang-Ping was in the corporate secretarial industry for eight years, and served as Corporate Secretary of a NASDAQ listed company. Marianna comes from a large town in North-eastern Hungary called Miskolc, famous for its steel industry and for its lovely location at the foot of the Bkk hills. [23] Similarly, for notable international organization you He is a Chartered Accountant and prior to Becketts has been working in the financial services industry since the early 1990s. In 2022 Dan joined the Becketts team as Development Director. This led to the northeast corner core column (Column 79), which was especially large, to buckle below the 13th floor. Standard Chartered sheds light on why sustainability should be at the top of mind for treasurers when it comes to surplus cash. The ground-breaking ceremony was hosted on He is a Registered Individual with the Financial Conduct Authority and authorised by Beckett Financial Services Limited.As a senior member of BFS Private Client team, he specialises in advising individuals and business owners on wealth management, tax and estate planning matters. Outside of work she enjoys taking her dog on long walks through the forest. Alexei holds MSc in Theoretical Physics from Taras Shevchenko National University of Kiev and PhD in Mathematical Physics from the Institute for Mathematics, National Academy of Sciences David joined Becketts in 2016 after completing his BA (Hons) degree in Business Management at De Montfort University where he achieved First Class honours. Before joining McKinsey, she was the CEO of a financial information company. A Fair Wage label will allow you to have a wider number of financing sources and will increase the value of your company, thereby allowing for more attractive conditions. With the buckling of these critical columns, the collapse then progressed east-to-west across the core, ultimately overloading the perimeter support, which buckled between Floors 7 and 17, causing the remaining portion of the building above to fall down as a single unit. She moved into corporate pensions in 2018 after working at Moneyfacts, a publication company that compared various pension information. With a 28 year career in Financial Services Dan has gained a wealth of experience in all aspects of building, managing and developing businesses and gets immense satisfaction from helping businesses and the people within them thrive and succeed. Simon began his career at an insurance company over thirty years ago administering pensions and, subsequently, held senior positions at leading accountancy firms and private banks in the City. The Fair Wage methodology helps you identify precisely the strong and weak points of your wage policy, the prime tool for the management of your human resources. Joanne works within the Operations team. Silvia worked in a management role in hospitality for six years before joining a private clinic as administrator in 2021. Unnecessarily people were doing so much haay-haay over RBIs Currency swap but look how basic things UPSC has asked about currency exchange in Prelims-2019, 2020 and 2021. [47] A revised plan called for demolition in 2009 and completion of the new Fiterman Hall in 2012, at a cost of $325million. [28] The Department of Defense (DOD) and Central Intelligence Agency (CIA) shared the 25th floor with the IRS. She started her career at D. E. Shaw, a New York-based investment Chris obtained his Level 4 Diploma in Regulated Financial Planning in 2021 and began his career as a Financial Adviser with St. Jamess Place before making the decision to join Becketts. The European Council, in its July 2017 Action Plan, invited the EBA to "issue detailed guidelines on banks' loan origination, monitoring and internal governance which could in particular address issues such as transparency and borrower affordability assessment". Nicola completed nine and half years as a Main Board Director with Becketts before changing focus to concentrate on her passion for client/consultancy work and proposition development. Morgan Stanley An unusual approach was used in constructing the building; erecting the steel frame before adding the concrete core. [27] According to Larry Silverstein, the unusual task was possible because it could allow "entire portions of floors to be removed without affecting the building's structural integrity, on the assumption that someone might need double-height floors. [89] After AMN AMRO was acquired by the Royal Bank of Scotland, forex services provider FXDD subleased some of the Royal Bank of Scotland's space in 2009. 202, Registered Office: 1 New Burlington Place, London W1S 2HR, Responsible SEGRO - Reports & presentations, David Sleath, CEO discusses our 2022 Half Year Results, An inclusive culture and diverse workforce. Pillar#3: Basics of Balance of payment and currency exchange rate mechanism should be known. Nine diesel generators were installed on the 5th floor as part of a backup power station. Tomasz graduated from the University of Lincoln after spending three years studying business and finance. Andy began his career in Employee Benefits as a pensions administrator for an insurance company. [ 1966 , 1949 ], Retail investors through demat account can invest in Treasury Bills and Government of India Debt Bonds in primary market. She has more than twenty years of experience in Financial Services having worked previously in administration and paraplanning roles, until becoming an adviser seven years ago. Matt started at Becketts in January 2021 in the private client team. The building was 610 feet (190 m) tall, with a trapezoidal footprint that was 330 ft (100 m) long and 140 ft (43 m) wide. The bank was registered in Luxembourg with head offices in Karachi and London.A decade after opening, BCCI had over 400 branches in 78 countries and assets in excess of US$20 billion, making it the seventh The Fair Wage Scientific Committee performs a control of the assessment and delivers the label if eligibility is confirmed. #1000xukbcorps One explanation credits the first Arab traders for shatt ghangh (Arabic: ) where shatt means "delta" and ghangh stood for the Ganges. During this time Mel got married and had her 2 children. She holds the Certificate in Financial Planning from the Personal Finance Society, and is an experienced para-planner. Very satisfied with the service and quality of the information received. [68] Rainwater is collected and used for irrigation of the park and to cool the building. His previous job was at West Suffolk Hospital aiding the Outpatients department. One explanation credits the first Arab traders for shatt ghangh (Arabic: ) where shatt means "delta" and ghangh stood for the Ganges. At the same time, these Guidelines reflect recent supervisory priorities and policy developments related to credit granting, including environmental, social and governance factors, anti-money laundering and countering terrorist financing, and technology-based innovation. Specifically, the window breakage pattern and blast sounds that would have resulted from the use of explosives were not observed. Focusing on pay systems, furthermore on wage-fixing and wage-adjustment mechanisms that benefits both the business and the workers, we propose a holistic approach to address wage. This site uses cookies to improve your experience. Surplus cash can be used in tackling some of the worlds most significant long-term threats, including climate change, quality education, clean energy, and financial exclusion. The European Banking Authority (EBA) launched today a consultation on its draft Guidelines on loan origination and monitoring. The Fair Wage Network offers the most reliable database on the living wage, covering an impressive number of countries, and allowed us to complete The Circles Living Wage report that we also presented to the EU Commission, Co-founder and Creative Director of Eco-Age, Founder of the Green Carpet Challenge (GCC), Founding member of Annie Lennoxs The Circle. The bank was registered in Luxembourg with head offices in Karachi and London.A decade after opening, BCCI had over 400 branches in 78 countries and assets in excess of US$20 billion, making it the seventh 765 3450 20. WebIndia, officially the Republic of India (Hindi: Bhrat Gaarjya), is a country in South Asia.It is the seventh-largest country by area, the second-most populous country, and the most populous democracy in the world. Calm, no nonsense, knowledgeable, friendly approach. WebMorgan Stanley is an American multinational investment management and financial services company headquartered at 1585 Broadway in Midtown Manhattan, New York City.With offices in more than 41 countries and more than 75,000 employees, the firm's clients include corporations, governments, institutions, and individuals. WebThe etymology of Chittagong is uncertain. In 2021/22, the PRA underspent by 3.5 million, principally due to lower than assumed expensed project costs, reduced travel, and operating under headcount during the year. Fair Wage uses correlations of the type of tasks to the wage structure, as well as data gathering from the labor force itself. Privacy Notice | Complaints. Human talents are the strongest assets of any corporation, Fair Wage gives you the tools to benefit fully from their potential. The building was 610 feet (190 m) tall, with a trapezoidal footprint that was 330 ft (100 m) long and 140 ft (43 m) wide. The Guidelines also aim to ensure that the institutions practices are aligned with consumer protection rules and AML requirements. Following a bumpy launch week that saw frequent server trouble and bloated player queues, Blizzard has announced that over 25 million Overwatch 2 players have logged on in its first 10 days. The EBA has developed these Guidelines building on the existing national experiences, addressing shortcomings in the institutions credit granting policies and practices highlighted by the recent financial crisis. WebAn electrician is a tradesperson specializing in electrical wiring of buildings, transmission lines, stationary machines, and related equipment. Heather joined Becketts in 2021 following a varied administrative career at woodworking and engineering companies, an animal charity, a Cambridge college, an occupational health company, and a local hospice. Prior to joining ADIA in July 2021, he held quantitative research and data analytics positions at Standard Chartered, Barclays Capital and Dresdner Bank. We use cookies to offer you better browsing experience. In 2021/22, the PRA underspent by 3.5 million, principally due to lower than assumed expensed project costs, reduced travel, and operating under headcount during the year. [103] After publisher Mansueto Ventures and three other firms took space at 7WTC in April 2022, the building was 97 percent occupied. [62], The building is being promoted as the safest skyscraper in the U.S.[63] According to Silverstein Properties, the owner of the building, it "incorporate[s] a host of life-safety enhancements that will become the prototype for new high-rise construction. They help us to know which pages are the most and least popular and see how visitors move around the site.All information these cookies collect is aggregated and therefore anonymous. 3Q 2022 Pillar 3 Disclosures Oct 26 2022; 414.00 Dec 16 2021 641.00 Jun 29 2022. Electricians may also specialize in wiring ships, airplanes, and other mobile Keri joined Becketts in 2000 and supports the Private Clients consultants. WebMike has worked in financial services since 1997 and is qualified to Advanced Diploma standard, being a Chartered Financial Planner. Following a new Fair Wage assessment at its Headquarters in Hong Kong, main energy supplier CLP had its Fair Wage certification renewed for 2022. These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. ( ), The Governor of the RBI draws his power from the RBI Act. Craig graduated with a BSc in Mathematics from the University of Greenwich and joined Becketts in 2022. After the living wage gap analysis, you can ask the FWN to validate the results from wage data of the company and be certified a living wage employer on your different markets. [6]:2628 The suggestion that an incendiary material such as thermite was used instead of explosives was considered unlikely by NIST because of the building's structural response to the fire, the nature of the fire, and the unlikelihood that a sufficient amount of thermite could be planted without discovery. By April 1988, he had lowered the rent and made other concessions. [21] In all, 7World Trade Center had 1,868,000sqft (173,500m2) of office space. 3 NYCRR Part 39.4(e) provides that Mortgage Brokers "which seek exemption may submit a letter application" to the Mortgage Banking unit of the Department at the address set forth in section 1.1 of Supervisory Policy G 1, "together with such information as may be prescribed by" the [82] Other tenants that had signed leases in 7World Trade Center, as of May 2007, included ABN AMRO,[83] Ameriprise Financial Inc.,[84][77] law firm Wilmer Hale,[85] publisher Mansueto Ventures,[86] and the New York Academy of Sciences. The draft Guidelines also aim to ensure that the institutions practices are aligned with consumer protection rules and AML requirements. To address the current circumstances the new Guidelines contain additional transition periods for recently renegotiated loans to help institutions better focusing on their immediate operational priorities, said Jos Manuel Campa, the EBA Chairperson. Whether you use Fair Wage as a monitoring tool, as a remediation methodology or commit to the certification, Fair Wage will strengthen your brand. She joined the finance team at Becketts in July 2022 and hopes the role will provide lots of opportunity for development. Before Standard Chartered, Anna was a Partner in McKinsey & Companys Banking Practice, based in London. [101] This was followed in July 2019 by luxury drink brand Mot Hennessy[102][103] and media company AccuWeather. SEGROs people are vital to and inseparable from its success, and we are committed to attracting, creating and retaining talented individuals. The draft Guidelines represent the first instance in which the EBA is proposing requirements that apply to providers of consumer credit under the Consumer Credit Directive (CCD) and to non-bank mortgage credit providers under the Mortgage Credit Directive (MCD). Bounded by the Indian Ocean on the south, the Arabian Sea on the southwest, and the Bay of Bengal on the southeast, it shares land borders with Brands4kids, a portfolio company of Dutch private equity firm Standard Investment, announced the acquisition of HUTTEliHUT. WebThe Guidelines specify the internal governance arrangements for granting and monitoring of credit facilities throughout their lifecycle. In the context of the COVID-19 pandemic institutions need to maintain good credit risk management and monitoring standards that is essential for supporting lending to the economy. He is very excited about building a career at Becketts. So even if you prepare 500 different type of insurance products there is no guarantee next year there will be a question on insurance products! Volta SpAs Green loan. Particularly, they account for the need to consider in credit granting environmental, social and governance factors, anti-money laundering and counter-terrorist financing, as well as technology-based innovation. He supports the private client team and is keen to embark on a career in financial services. The consensus has been collated from estimates submitted by analysts to SEGRO, during the period 16 Sep to 7 Oct 2022. It also allows the company to have a precise evaluation of the costs that a catching up process to the living wage payment for all employees would represent. "Sinc Clare joined Becketts in February 2014 in a Business Development role and currently supports the Healthcare & Employee Benefit Team at Kibworth. Pillar 3 Disclosure Rothschild Trust, and Standard Chartered. Guidelines On Loan Origination And Monitoring, European Forum for Innovation Facilitators, Discussion Paper on management and supervision of ESG risks for credit institutions and investment firms, EBA regulation and institutional framework, Conflicts of interest of members of the governing bodies and other committees, Occupational activities after leaving the EBA, Current procurement procedures with a value of 140,000 or more, Current procurement procedures between 15,000 and 140,000, Archived Information on ex-post publicity, EBA at a glance: key achievements in 2020 and future priorities, Implementing FSB Key Attributes on resolution matters, Guidelines on Accounting for Expected Credit, Guidelines on communication between competent authorities and auditors, Regulatory Technical Standards on methods of prudential consolidation, Anti-Money Laundering and Countering the Financing of Terrorism, Call for input on de-risking and its impact on access to financial services, Guidelines on ML/TF risk factors (revised), Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units, Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services, Guidelines on risk factors and simplified and enhanced customer due diligence, Guidelines on risk-based supervision (revised), Guidelines on the role of AML/CFT compliance officers, Guidelines on the use of remote customer onboarding solutions, JC Guidelines on cooperation and information exchange for AML/CFT supervision purposes, Joint Guidelines to prevent transfers of funds can be abused for ML and TF, Regulatory Technical Standards on CCP to strengthen fight against financial crime, Regulatory Technical Standards on a central database on AML/CFT in the EU, Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries, Guidelines for cooperation between consolidating supervisors and host supervisors, Guidelines for the joint assessment and joint decision regarding the capital adequacy of cross-border groups, Guidelines for the operational functioning of colleges, Implementing Technical Standards on joint decisions on institution-specific prudential requirements, Implementing technical standards on joint decisions on prudential requirements, Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes, Regulatory and implementing technical standards on the functioning of colleges of supervisors, Regulatory technical standards on colleges of supervisors for investment firms groups, Consumer protection and financial innovation, Decision on specifying the benchmark rate under the Mortgage Credit Directive, Discussion Paper on automation in financial advice, Discussion Paper on innovative uses of consumer data by financial institutions, Discussion paper on draft requirements on passport notifications for credit intermediaries, Extension of the application of the Joint Committee Guidelines on complaints-handling to the new institutions under PSD2 and MCD, Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors, Guidelines on creditworthiness assessment, Guidelines on product oversight and governance arrangements for retail banking products, Guidelines on remuneration policies for sales staff, Guidelines on standardised fee terminology for payment accounts in the EU, Guidelines on the security of internet payments, Regulatory Technical Standards on Individual Portfolio Management of loans offered by crowdfunding service providers, Regulatory Technical Standards on Professional Indemnity Insurance (PII) for mortgage credit intermediaries, Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for Crowdfunding Service Providers, Regulatory Technical Standards on the content and presentation of the KIDs for PRIIPs, Technical Advice on possible delegated acts on criteria and factors for intervention powers concerning structured deposits, Technical Standards on standardised terminology and disclosure documents under the PAD, Discussion Paper and Call for Evidence on SMEs and the SME Supporting Factor, Discussion Paper on the future of the IRB Approach, Discussion paper on the role of environmental risks in the prudential framework, Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis, Guidelines on loan origination and monitoring, Guidelines on management of non-performing and forborne exposures, Guidelines on specification of types of exposures to be associated with high risk, Guidelines on the application of the definition of default, Guidelines on the implementation, validation and assessment of Advanced Measurement (AMA) and Internal Ratings Based (IRB) Approaches, Implementing Technical Standards on NPL transaction data templates, Mechanistic references to credit ratings in the ESAs guidelines and recommendations, Regulatory Technical Standards concerning the assessment of appropriateness of risk weights and minimum LGD values, Regulatory Technical Standards in relation to credit valuation adjustment risk, Regulatory Technical Standards on assessment methodology for IRB approach, Regulatory Technical Standards on conditions for capital requirements for mortgage exposures, Regulatory Technical Standards on materiality threshold of credit obligation past due, Regulatory Technical Standards on the calculation of credit risk adjustments, Regulatory Technical Standards on the calculation of risk-weighted exposure amounts of collective investment undertakings (CIUs), Regulatory Technical Standards on the method for the identification of the geographical location of the relevant credit exposures under Article 140(7) of the Capital Requirements Directive (CRD), Regulatory Technical Standards on the treatment of equity exposures under the IRB Approach, Regulatory technical standards on disclosure of information related to the countercyclical capital buffer, Regulatory technical standards on specialised lending exposures, Regulatory technical standards on the permanent and temporary use of IRB approach, External Credit Assessment Institutions (ECAI), Decision on the Use of Unsolicited Credit Assessments, Guidelines on the recognition of External Credit Assessment Institutions (repealed), Implementing Technical Standards on the mapping of ECAIs Credit Assessments for securitisation positions, Implementing Technical Standards on the mapping of ECAIs credit assessments under the SA, Consultation on the Joint Committee response to the Call for Advice on the Fundamental Review of the Financial Conglomerates Directive (FICOD) received from the European Commission in April 2011, Guidelines on the convergence of supervisory practices relating to the consistency of supervisory coordination arrangements for financial conglomerates, Implementing Technical Standards on the reporting of intra-group transactions and risk concentration for financial conglomerates, Regulatory Technical Standards on risk concentration and intra-group transactions within financial conglomerates, Regulatory Technical Standards on the uniform conditions of application of the calculation methods for determining the amount of capital required at the level of the financial conglomerate, Guidelines on ICT and security risk management, Guidelines on Internal Governance (repealed), Guidelines on internal governance (revised), Guidelines on internal governance (second revision), Guidelines on internal governance for investment firms, Guidelines on the assessment of the suitability of members of the management body and key function holders (repealed), Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body (revised), Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body, Recommendations on outsourcing to cloud service providers (repealed), Guidelines on liquidity requirements exemption for investment firms, Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 57(4) of IFD, New prudential regime for investment firms, Regulatory Technical Standards on prudential requirements for investment firms, Regulatory Technical Standards on the specific liquidity measurement for investment firms, Guidelines on common reporting of large exposures, Guidelines on conditions for the application of the alternative treatment of institutions exposures related to tri-party repurchase agreements, Guidelines on large exposures breaches and time and measures to return to compliance, Guidelines on limits on exposures to shadow banking, Guidelines on the revised large exposures regime, Implementation Guidelines on large exposures exemptions for money transmission, correspondent banking, clearing and settlement and custody services, Regulatory Technical Standards on criteria for the identification of shadow banking entities, Regulatory Technical Standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets, Regulatory Technical Standards on the identification of a group of connected clients, Regulatory Technical standards on the determination of indirect exposures to underlying clients of derivative and credit derivative contracts, Implementing Technical Standards on disclosure for leverage ratio, Defining Liquid Assets in the Liquidity Coverage ratio, Guidelines on Retail Deposits subject to higher outflows for the purposes of liquidity reporting, Guidelines on harmonised definitions and templates for funding plans of credit institutions, Guidelines on liquidity cost benefit allocation, Implementing Technical Standards amending ITS on additional liquidity monitoring metrics, Implementing Technical Standards on additional liquidity monitoring metrics, Implementing Technical Standards on currencies with an extremely narrow definition of central bank eligibility, Implementing Technical Standards on currencies with constraints on the availability of liquid assets (amended), Regulatory Technical Standards on additional liquidity outflows, Regulatory Technical Standards on criteria for a preferential treatment in cross-border intragroup financial support under LCR, Technical Standards on currencies with constraints on the availability of liquid assets, Regulatory Technical Standards on the margin periods for risk used for the treatment of clearing members' exposures to clients, Implementing Technical Standards On the Hypothetical Capital of a Central Counterparty (CCPs), Regulatory Technical Standards on IMMV under EMIR, Regulatory Technical Standards amending the bilateral margin requirements with regards to intragroup contracts, Regulatory Technical Standards on capital requirements for Central Counterparties (CCPs), Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs), Regulatory Technical Standards on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP), Discussion Paper on EU implementation of MKR and CCR revised standards, Discussion paper on the treatment of structural FX under Article 352(2) of the CRR, Guidelines on Stressed Value-At-Risk (Stressed VaR), Guidelines on corrections to modified duration for debt instruments, Guidelines on criteria for the use of data inputs in the expected shortfall risk measure under the IMA, Guidelines on the Incremental Default and Migration Risk Charge (IRC), Guidelines on the treatment of CVA risk under SREP, Guidelines on the treatment of structural FX under 352(2) of the CRR, Implementing Technical Standards on appropriately diversified indices, Implementing Technical Standards on closely correlated currencies, Regulatory Technical Standards on gross jump-to-default amounts, Regulatory Technical Standards amending RTS on CVA proxy spread, Regulatory Technical Standards on Internal Model Approach for Assessment Methodology, Regulatory Technical Standards on default probabilities and losses given default for default risk model under the Fundamental Review of the Trading Book, Regulatory Technical Standards on emerging markets and advanced economies, Regulatory Technical Standards on exclusion from CVA of non-EU non-financial counterparties, Regulatory Technical Standards on non-delta risk of options in the standardised market risk approach, Regulatory Technical Standards on prudent valuation, Regulatory Technical Standards on residual risk add-on, Regulatory Technical Standards on the capitalisation of non-modellable risk factors under the FRTB, Regulatory Technical Standards on the conditions for assessing the materiality of extensions and changes of internal approaches for credit, market and operational risk, Regulatory Technical Standards on the definition of market, Regulatory Technical Standards on the definition of materiality thresholds for specific risk in the trading book, Regulatory Technical Standards on the standardised approach for counterparty credit risk, Regulatory Technical Standards on the treatment of non-trading book positions subject to foreign-exchange risk or commodity risk, Technical Standards on the IMA under the FRTB, Discussion paper on machine learning for IRB models, Guidelines on Credit Risk Mitigation for institutions applying the IRB approach with own estimates of LGDs, Guidelines on PD estimation, LGD estimation and treatment of defaulted assets, Regulatory Technical Standards and Guidelines on estimation and identification of an economic downturn in IRB modelling, Regulatory Technical Standards on the conditions according to which competent authorities may grant permission for data waiver, Supervisory handbook for the validation of internal ratings based systems, Guidelines on operational risk mitigation techniques, Guidelines on the management of operational risk in market-related activities, Regulatory Technical Standards on assessment methodologies for the use of AMAs for operational risk, Discussion Paper on the impact on the volatility of own funds of the revised IAS 19 and the deduction of defined pension assets from own funds, Guidelines for Hybrid Capital Instruments, Guidelines on criteria to to assess other systemically important institutions (O-SIIs), Guidelines on instruments referred to in Article 57(a) of the CRD, Guidelines on prudential filters for regulatory capital, Guidelines on the specification and disclosure of systemic importance indicators, Implementing Technical Standards on Disclosure for Own Funds, Regulatory Technical Standards amending RTS on own funds and eligible liabilities, Regulatory Technical Standards on Own Funds, Regulatory Technical Standards on own funds requirements for investment firms, Regulatory Technical Standards on the prudential treatment of software assets, Technical Standards for the identification of global systemically important institutions (G-SIIs), Technical Advice to the Commission on possible treatments of unrealised gains measured at fair value, Amended Regulatory Technical Standards and Implementing Technical Standards on passport notification, Guidelines for Passport Notifications for credit institutions, Guidelines on passport notifications for credit intermediaries, Guidelines on supervision of significant branches, Regulatory Technical Standards on passporting under PSD2, Technical Standards on Passport Notifications for credit institutions, Technical Standards on information exchange between home and host competent authorities, Technical standards on information exchange between home and host competent authorities of investment firms, Discussion Paper on the payment fraud data received under PSD2, Guidelines on the limited network exclusion under PSD2, Guidelines on authorisation and registration under PSD2, Guidelines on major incidents reporting under PSD2, Guidelines on procedures for complaints of alleged infringements of the PSD2, Guidelines on security measures for operational and security risks under the PSD2, Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC), Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance under PSD2, Regulatory Technical Standards on Home-Host cooperation under PSD2, Regulatory Technical Standards on central contact points under PSD2, Regulatory Technical Standards on payment card schemes and processing entities under the IFR, Regulatory Technical Standards on strong customer authentication and secure communication under PSD2, Technical Standards on the EBA Register under PSD2, Notifications on resolution cases and use of DGS funds, Cooperative Bank of Peloponnese Coop Ltd resolution case, Guidelines for institutions and resolution authorities on improving resolvability, Guidelines on Business Reorganisation Plans, Guidelines on cooperation agreements between deposit guarantee schemes, Guidelines on early intervention triggers, Guidelines on how information should be provided under the BRRD, Guidelines on measures to reduce or remove impediments to resolvability, Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs) (revised), Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs), Guidelines on stress tests of deposit guarantee schemes (first revision), Guidelines on stress tests of deposit guarantee schemes, Guidelines on the delineation and reporting of available financial means of Deposit Guarantee Schemes, Guidelines on the range of scenarios to be used in recovery plans, Guidelines on the rate of conversion of debt to equity in bail-in, Guidelines on the treatment of shareholders in bail-in, Guidelines on the types of tests, reviews or exercises that may lead to support measures, Guidelines on treatment of liabilities in bail-in, Guidelines specifying the various conditions for the provision of group financial support, Guidelines to resolution authorities on the publication of their approach to implementing the bail-in tool, Implementing Technical Standards on MREL reporting by Resolution Authorities, Implementing Technical Standards on disclosure and reporting of MREL and TLAC, Implementing Technical Standards on procedures, forms and templates for resolution planning, Implementing Technical Standards on reporting of MREL decisions, Implementing Technical Standards on simplified obligations, Implementing Technical Standards on the disclosure of group financial support agreements, Recommendation on the development of recovery plans, Recommendations on the coverage of entities in a group recovery plan, Regulatory Technical Standards defining methodologies for the valuation of derivative liabilities, Regulatory Technical Standards on Business Reorganisation Plans, Regulatory Technical Standards on Simplified Obligations, Regulatory Technical Standards on conditions for the provision of group financial support, Regulatory Technical Standards on contractual recognition of bail-in, Regulatory Technical Standards on detailed records of financial contracts, Regulatory Technical Standards on independent valuers, Regulatory Technical Standards on indirect subscription of MREL instruments within groups, Regulatory Technical Standards on methodology to estimate P2 and CBR for setting MREL requirements, Regulatory Technical Standards on minimum requirement for own funds and eligible liabilities (MREL), Regulatory Technical Standards on notifications and notice of suspension, Regulatory Technical Standards on resolution colleges, Regulatory Technical Standards on resolution planning, Regulatory Technical Standards on the assessment of recovery plans, Regulatory Technical Standards on the content of recovery plans, Regulatory Technical Standards on the contractual recognition of stay powers under BRRD, Regulatory Technical Standards on valuation, Report on the application of early intervention measures under the BRRD, Report on the appropriate target level basis for resolution financing arrangements under BRRD, Report on the implementation of the Guidelines on methods for calculating contributions to DGSs, Technical Standards on impracticability of contractual recognition of bail-in, ITS package for 2017 benchmarking exercise, ITS package for 2018 benchmarking exercise, ITS package for 2019 benchmarking exercise, ITS package for 2020 benchmarking exercise, ITS package for 2021 benchmarking exercise, ITS package for 2022 benchmarking exercise, ITS package for 2023 benchmarking exercise, ITS package for 2024 benchmarking exercise, Regulatory Technical Standards and Implementing Technical Standards 2016 on benchmarking portfolio assessment standards and assessment sharing procedures, Guidelines on Remuneration Policies and Practices, Guidelines on remuneration policies for investment firms, Guidelines on sound remuneration policies (second revision), Guidelines on sound remuneration policies, Guidelines on the applicable notional discount rate for variable remuneration, Guidelines on the data collection exercise regarding high earners, Guidelines on the high earner data collection exercises under CRD and IFD (updated), Guidelines on the remuneration and gender pay gap benchmarking exercises under IFD, Guidelines on the remuneration benchmarking exercise, Guidelines on the remuneration, gender pay gap and approved higher ratio benchmarking exercises under CRD, Regulatory Technical Standards for the definition of material risk takers for remuneration purposes, Regulatory Technical Standards on classes of instruments that are appropriate to be used for the purposes of variable remuneration, Regulatory Technical Standards on pay out in instruments for variable remuneration under the Investment Firms Directive (IFD), Regulatory Technical Standards on the criteria to identify material risk takers under the Investment Firms Directive (IFD), Revised Regulatory Technical Standards on identified staff for remuneration purposes, CEBS Guidelines on the application of article 122a of the CRD, Discussion Paper On the Significant Risk Transfer in Securitisation, Discussion Paper on simple standard and transparent securitisations, Guidelines on implicit support for securitisation transactions, Guidelines on significant risk transfer (SRT) for securitisation transactions, Guidelines on the STS criteria for ABCP and non-ABCP securitisation, Joint Regulatory Technical Standards on STS securitisations-related sustainability disclosures, Regulatory Technical Standards on close correspondence between the value of an institutions covered bonds and the value of the institutions assets relating to the institutions own credit risk, Regulatory Technical Standards on performance-related triggers in STS on-balance -sheet securitisations, Regulatory Technical Standards on requirements for originators, sponsors, original lenders and servicers relating to risk retention, Regulatory Technical Standards on risk retention, Regulatory Technical Standards on securitisation retention rules and Draft Implementing Technical Standards to clarify the measures to be taken in the case of non-compliance with such obligations, Regulatory Technical Standards on the calculation of Kirb in accordance with the purchased receivables approach, Regulatory Technical Standards on the determination by originator institutions of the exposure value of synthetic excess spread in securitisations, Regulatory Technical Standards on the homogeneity of the underlying exposures in STS securitisation, Regulatory Technical Standards on the homogeneity of the underlying exposures in securitisation, Integrated and consistent reporting system, Cost of compliance with supervisory reporting, Data Point Model and Taxonomies for Implementing Technical Standard (ITS) on Supervisory Reporting, Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) (2005), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Recast (2006), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Revision 1 (2007), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Revision 2 (2009), Guidelines on Common Reporting Recast (2006), Guidelines on Common Reporting Revision 1 (2010), Guidelines on Common Reporting Revision 2 (2011), Guidelines on Covid -19 measures reporting and disclosure, Guidelines on harmonised definitions and templates for funding plans of credit institutions (updated), Guidelines on supervisory reporting and disclosure requirements in compliance with CRR quick fix in response to the COVID19 pandemic, Implementing Technical Standard on Supervisory Reporting (Asset Encumbrance), Implementing Technical Standard on Supervisory Reporting (Forbearance and non-performing exposures), Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2015, Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2016, Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions, Implementing Technical Standards Amending Regulation (EU) No 680/2014 on Supervisory Reporting of institutions with regard to prudent valuation, Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 (ITS on supervisory reporting) with regard to the Leverage Ratio (LR), Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 with regard to the Liquidity Coverage Ratio, Implementing Technical Standards amending Implementing Regulation (EU) No 680/2014 with regard to operational risk and sovereign exposures, Implementing Technical Standards on Supervisory Reporting, Implementing Technical Standards on Supervisory Reporting amendments with regards to ALMM, Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP LCR, Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP securitisation, Implementing Technical Standards on Supervisory Reporting amendments with regards to FINREP, Implementing Technical Standards on amendments to FINREP due to IFRS 9, Implementing Technical Standards on reporting and disclosures requirements for investment firms, Implementing Technical Standards on reporting for v3.0 (revised), Implementing Technical Standards on specific reporting requirements for market risk, Implementing Technical Standards on supervisory reporting amendments with regards to COREP, asset encumbrance and G-SIIs, Implementing Technical Standards on supervisory reporting changes related to CRR2 and Backstop Regulation, Recommendation on the use of Legal Entity Identifier (LEI), Supervisory Review and Evaluation Process (SREP) and Pillar 2, Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing, Guidelines on ICAAP and ILAAP information, Guidelines on ICT Risk Assessment under the SREP, Guidelines on Technical aspects of the management of interest rate risk arising from non-trading activities under the supervisory review process, Guidelines on capital measures for foreign currency lending, Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP), Guidelines on the Application of the Supervisory Review Process under Pillar 2, Guidelines on the management of concentration risk under the supervisory review process, Guidelines on the pragmatic 2020 supervisory review and evaluation process in light of the COVID-19 crisis, Regulatory Technical Standards on IRRBB standardised approach, Regulatory Technical Standards on IRRBB supervisory outlier tests, Regulatory Technical Standards on Pillar 2 add-ons for investment firms, Third country equivalence and international cooperation, Fourth update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Third update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Second update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, First update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Guidelines on equivalence of non-EU authorities for participation in supervisory colleges, Guidelines on the equivalence of confidentiality regimes, Recommendation on the equivalence of confidentiality regimes, Guidelines amending disclosure guidelines, Guidelines on disclosure of encumbered and unencumbered assets, Guidelines on disclosure of non-performing and forborne exposures, Guidelines on disclosure requirements on IFRS 9 transitional arrangements, Guidelines on disclosure requirements under Part Eight of Regulation (EU), Guidelines on materiality, proprietary and confidentiality and on disclosure frequency, Implementing Technical Standards (ITS) on prudential disclosures on ESG risks in accordance with Article 449a CRR, Implementing Technical Standards on disclosure of indicators of global systemic importance by G-SIIs, Implementing Technical Standards on disclosure of information on exposures to interest rate risk on positions not held in the trading book, Implementing Technical Standards on institutions public disclosures of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013, Joint Regulatory Technical Standards on ESG disclosure standards for financial market participants, Joint Regulatory Technical Standards on content and presentation of sustainability disclosures, Regulatory Technical Standards on disclosure of investment policy by investment firms, Regulatory Technical Standards on the disclosure of encumbered and unencumbered assets, Approach to financial technology (Fintech), Discussion paper on proportionality assessment methodology, Guidelines on Impact Assessment for EU Lamfalussy Level 3 Committees, Guidelines on supervisory disclosure (revised), Guidelines on the appropriate subsets of exposures in the application of the systemic risk buffer, Guidelines on the authorisation of credit institutions, Guidelines on the monitoring of the threshold for establishing an intermediate EU parent undertaking, Guidelines regarding revised Article 3 of Directive 2006/48/EC, Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 143(3) of CRD, Implementing Technical Standards on the procedures and forms in respect of acquisitions and increases of qualifying holdings, Joint Guidelines for the assessment of mergers and acquisitions, Joint Guidelines for the prudential assessment of acquisitions of qualifying holdings, Principles for Benchmarks-Setting Processes in the EU, Recommendation to the Bulgarian National Bank and the Bulgarian Deposit Insurance Fund, Recommendations on supervisory oversight of activities related to banks participation in the Euribor panel, Technical Standards on the authorisation of credit institutions, Discussion Paper on the future changes to the EU-wide stress test, Quantitative impact study/Basel III monitoring, Finalised Basel III standards (Dec 2017) Call for Advice, Review on the consistency of Risk Weighted Assets, Threshold monitoring of intermediate parent undertakings, National registers of admitted credit intermediaries under the MCD, Register of payment and electronic money institutions under PSD2, Global Systemically Important Institutions (G-SIIs), Other Systemically Important Institutions (O-SIIs), Opinions related to macroprudential policy, National competent authorities for consumer protection, EBA informs customers of UK financial institutions about the end of the Brexit transition period, Appendix - Feedback Table for GL on loan origination and monitoring, Explanatory note on Guidelines on loan origination and monitoring, EBA seeks to future proof loan origination standards taking into consideration significant transition periods to facilitate implementation, EBA consults on draft Guidelines on loan origination and monitoring. 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