Changes wont be saved until you sign up for an Enhanced Profile subscription. The interview experience was excellent. Get a free, personalized salary estimate based on today's job market. I did this before covid so I am sure its done on zoom now. ****Finance Magnates Q2 2020 Intelligence Report. How This Role Contributes to Brighthouse Financial: As Head of Funds Compliance, you will be responsible for leading a dedicated team that administers the compliance programs for Brighthouse Financial's registered mutual funds, the Brighthouse Funds, and their affiliated investment adviser, Brighthouse Investment Advisers, LLC. We are on a mission to help people achieve financial security. Our model gets smarter over time as more people share salaries on Glassdoor. Verify your email to use filters. Their team was absolutely amazing and overall a great experience;They asked the basic get to know you questions and why do you want this job. Search jobs. Cons of 19 Executive Perspectives Rethink & Broaden Diversity, Equity, and Inclusion to Create a Competitive Advantage March 2022 f Broader, multidimensional approach to DEI critical to drive step-change Copyright 2022 by Boston Consulting Group. We empower employees to collaborate and create space for people to bring their passion to work and make an impact. I got back a turn down email. Brighthouse Financial accounts have moved onto a new system, allowing us to offer a better experience. Brighthouse Financial Salaries by Location, Check out the latest Brighthouse Financial Jobs & Careers. You can view our banquet room information here. All answers shown come directly from Brighthouse Financial Reviews and are not edited or altered. My onboarding experience with my team has been amazing. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. Not sure what that will entail. How much do Brighthouse Financial employees make? I interviewed at Brighthouse Financial in May 2022. I had a phone interview then went on to do some other interviews and I got an offer not too long afterwards. One of my most positive interviews was Brighthouse Financials. Questions were fairly standard and the format was 30mins to 1hr. Our company is one of the largest providers of annuities and life insurance in the U.S.,1 and we specialize in products designed to help people protect what they've earned and ensure it lasts. Brighthouse Financial is on a mission to help people achieve financial security. We believe that by creating an inclusive workplace, were better able to attract and retain our talent, provide valuable solutions that meet the needs of financial professionals and their clients, and deliver on our mission of helping people achieve financial security. Really great experience! The hiring process at Brighthouse Financial takes an average of 40 days when considering 42 user submitted interviews across all job titles. Join the Brighthouse Financial team See Our Latest Jobs 4.0 Former Employee, more than 1 year Good Company with competent managers and people Nov 21, 2022 - Consulting Actuary Recommend CEO Approval Business Outlook Pros Professional atmosphere, remote working, very well trained staff. I applied online. Our inclusive work.css-epvm6{white-space:nowrap;}.css-epvm6{white-space:nowrap;} More, Find a Great First Job to Jumpstart Your Career, Stand Out From the Crowd With the Perfect Cover Letter, How to Prepare for Your Interview and Land the Job. Changes won't be saved until you sign up for an Enhanced Profile subscription. Were still collecting data to inform categories such as Age, Disability, Sexual Orientation, and Veteran Status. Average salary for Brighthouse Financial Director in Charlotte: US$158,570. Where you'll work: This is a fully remote position in the assigned territory. We are on a mission to help people achieve financial security. Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. Having problems? This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Find Salaries Clear All Tampa Filter Brighthouse Financial Finance & Accounting Salaries 133 salaries (for 53 job titles) Updated 11/16/2022 How much do Brighthouse Financial employees make? Take 30 seconds to, Sep 2, 2022 - Associate Compliance Analyst, Get started with your Free Employer Profile, SAS, Credit Risk Analysis, Economic outlook, Attentive CEO, Healthy Work Environment, Decent Room for Growth. Paid Time Off - Recharge with a minimum of 20 days . Read what they think about their salaries on our Compensation FAQ page for , Vice President salaries - 2 salaries reported, Business Systems Analyst salaries - 2 salaries reported, Sr. Business Systems Analyst salaries - 1 salaries reported, Senior Business Systems Analyst salaries - 1 salaries reported, Assistant Vice President salaries - 1 salaries reported, Senior Business Analyst salaries - 1 salaries reported, Senior Manager salaries - 1 salaries reported, IT Business Analyst salaries - 1 salaries reported, Middle Management salaries - 1 salaries reported, Infrastructure Operations Analyst salaries - 1 salaries reported, Operations Analyst salaries - 1 salaries reported, Territory Management salaries - 1 salaries reported, Financial Reporting Analyst salaries - 1 salaries reported, Sr. Business Analyst salaries - 1 salaries reported, Senior Product Analyst salaries - 1 salaries reported, The Ultimate Job Interview Preparation Guide. On August 4, 2017, MetLife, Inc. distributed 96,776,670 shares of Brighthouse Financial, Inc.'s common stock, representing approximately 80.8% . Their team was absolutely amazing and overall a great experience;They asked the basic get to know you questions and why do you want this job. Above average compensation. How much do Brighthouse Financial employees make? Argen has a passionate duty to conserve our natural resources, give back to the community, and customize client advantage through a culture of integrity, accountability, teamwork and continuous learning. Search jobs. great 401k Standard and star method from your average inter view. I was asked the same questions in all of the interviews. Overall, 81% of employees would recommend working at Brighthouse Financial to a friend. Management prioritizes their employees which makes for an amazing culture. - i have been in 2 different positions since starting and each time I felt the environment I was working in was healthy, with the feeling of appreciation from management. See reviews, salaries & interviews from Brighthouse Financial employees in Phoenix, AZ. Collaboration, good internal promotion structure, technology. Interviews at Brighthouse Financial Experience Positive 69% Negative 23% Neutral 9% Getting an Interview Applied online 59% Recruiter 15% Campus Recruiting 15% Difficulty 3.0 Average Hard Average Easy Interviews for Top Jobs at Brighthouse Financial Internship (3) Intern (2) Actuarial Assistant (2) Contingent Workforce Program Manager (1) For Employers. Brighthouse Financial Overview Website: www.brighthousefinancial.com Headquarters: Charlotte, NC Size: 1001 to 5000 Employees Founded: 2017 Type: Company - Public (BHF) Industry: Insurance Carriers Revenue: $5 to $10 billion (USD) At Brighthouse Financial, we're on a mission to help people achieve financial security. Any parties larger than 20 will be directed to book one of our banquet spaces. Once you get a positive response, make sure to find out about the interview process at Brighthouse Financial and prepare for tough questions. I interviewed at Brighthouse Financial. Even. All answers shown come directly from Brighthouse Financial Reviews and are not edited or altered. 69% of job seekers rate their interview experience at Brighthouse Financial as positive. I applied online. Interest rate risk, economics. We foster a culture where diverse backgrounds and experiences are celebrated, and different ideas are heard and respected. Focus on diversity and inclusion, encouraging open conversations!Read More, I applied online. Glassdoor users rated their interview experience at. I was emailed a couple of weeks after I received an email for a 1on1 interview with one of the directors. )Show Salary Details Based on 7 salaries posted anonymously by Brighthouse Financial Director employees in Charlotte. There is certainly room for growth in lower level positions, but once you get to a certain pay grade (Senior level analysts, consultants) it's tough to continue to move up as there either has to be a re-org or someone leaving the company. How you'll contribute: As an External Wholesaler you'll be responsible for providing investment professionals the ability to help their clients achieve financial freedom with certainty and confidence, while promoting the Brighthouse Financial brand and increasing market share. All content is posted anonymously by employees working at Brighthouse Financial. Know Your Worth. You can tell that the leadership of the company truly values its employees. Great culture Brighthouse Financial employees attributed a compensation and benefits rating of 3.9/5 stars to their company. - During COVID, our CEO made a very diligent effort to put his employees first and continue to do so. Candidates give an average difficulty score of 3 out of 5 (where 5 is the highest level of difficulty) for their job interview at Brighthouse Financial. Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. Full-time remote work, mentor program, generous benefits, quality work culture, real respect for work-life balance, and a very transparent leadership team. Be the first to find this interview helpful, Talk about yourself Why do you want this position Biggest weakness A time where you struggled and came out on top Do you work well remotely Where do you see yourself in 5 years Will ask about your resume and certain jobs. Keep up the great work! 3rd - zoom with higher manager and then zoom with team (everything one to one, no group interviews). The average Brighthouse Financial hourly pay ranges from approximately $23 per hour for an Intern - Hourly to $87 per hour for an Actuary. I applied online. Does there seem to be diversity at Brighthouse Financial? Reservations do take priority over walk-in guests. How is diversity at Brighthouse Financial? Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by . To get a job at Brighthouse Financial, browse currently open positions and apply for a job near you. To get a job at Brighthouse Financial, browse, Overall, 81% of employees would recommend, Connect with Brighthouse Financial on Facebook, Connect with Brighthouse Financial on Twitter, Connect with Brighthouse Financial on LinkedIn, Connect with Brighthouse Financial on YouTube. )Show Salary Details Brighthouse FinancialSave Job Senior Technology Auditor (Charlotte, NC Hybrid or Fully Remote) Charlotte, NC20 d $44,326-$106,984 Per Year (Glassdoor Est. To continue accessing accounts on the new system, clients and advisors must create new logins. You can tell that the leadership of the company truly values its employees. Management is okay, Low pay and not much opportunity for internal growth Reported anonymously by Brighthouse Financial employees. Copyright 20082022, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Find a Great First Job to Jumpstart Your Career, Learn How to State Your Case and Earn Your Raise, At Brighthouse Financial, were on a mission to help people achieve financial security. 1st - recruiter call, standard questions about previous experience This rating reflects the overall rating of Brighthouse Financial and is not affected by filters. Really great experience! Our model gets smarter over time as more people share salaries on Glassdoor. Learn about Brighthouse Financial's Phoenix office. We create programs specifically tailored to meet or exceed our Client's goals for each individual asset using our distinctive conservation. Limited room for growth depending on your department. The process took 3 weeks. You'll never have to worry about your neighbors slowing your internet speeds Compatible modems are available for purchase for $54 You can even use myZiply to reset your modem or TV set-top box FiberOptic Internet is a 100% fiber - optic connection available in California, Florida and Texas Some homes have WiFi dead zones,. Had to give a presentation about yourself to all the managers. Brighthouse Financial Salaries trends. Great CEO, puts their employees first, adequate training to ensure success in your role along with multiple extra-curricular career. Give us a call at 888-243-1974 Aug. 8, 2022, 12:21 PM Analysts have provided the following ratings for Brighthouse Finl (NASDAQ:BHF) within the last quarter: According to 6 analyst offering 12-month price targets in the last 3. I was interviewed three times, the first two was just one person and the last interview was three people asking me questions. Focus on diversity and inclusion, encouraging open conversations!Read More, I applied online. Brighthouse Financial is on a mission to help people achieve financial security. (Both interviews were virtual). Need help? After six interviews, an applicant deserves better than that. Read employee reviews and ratings on Glassdoor to decide if Brighthouse Financial is right for you. Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. Copyright 20082022, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. At Brighthouse Financial, were on a mission to help people achieve financial security. This is the Brighthouse Financial company profile. Their team was absolutely amazing and overall a great experience;They asked the basic get to know you questions and why do you want this job. )Show Salary Details Brighthouse FinancialSave Job Learning & Development Advisor (Charlotte, NC or Remote) Charlotte, NC20 d $40,664-$89,619 Per Year (Glassdoor Est. Brighthouse Financial interview details: 41 interview questions and 34 interview reviews posted anonymously by Brighthouse Financial interview candidates. Why our company? Brighthouse Financial salary trends based on salaries posted anonymously by Brighthouse Financial employees. We are . We are. We are. Create new login. As one of the largest providers of annuities and life insurance in the U.S. [1], we specialize in products designed to help people protect what they've earned and ensure it lasts. It was pretty calm. What is the interview process like at Brighthouse Financial? Once you get a positive response, make sure to find out about the interview process at Brighthouse Financial and prepare for tough questions. Search job openings, see if they fit - company salaries, reviews, and more posted by Lockheed Martin employees.. "/> Search job openings, see if they fit - company salaries, reviews, and more posted by Brighthouse Financial employees. The average Brighthouse Financial salary ranges from approximately $73,332 per year for an Internal Sales Associate to $274,128 per year for a Director. Candidates interviewing for Contingent Workforce Program Manager and Actuarial Assistant rated their interviews as the hardest, whereas interviews for Internship and Intern roles were rated as the easiest. Search jobs. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they've earned and ensure it lasts. See reviews, salaries & interviews from Brighthouse Financial employees in Boston, MA. phone icon. BCG Executive Perspectives updated 16 March 2022 Version 2.0 The process took 3 weeks. 401k match is the best I've seen. $43,950-$85,915 Per Year (Glassdoor Est. They were straightforward on next steps throughout the process. 250 Royall St, Canton, MA. Salaries posted anonymously by Brighthouse Financial employees in Grapeland, TX. All members were professional and communicated openly and well about the position and expectations. Brighthouse Financial Charlotte, NC (US) Salaries Salaries in $ (USD) Director 7 salaries $150,902 per year $107k $183k Manager 6 salaries $116,721 per year $103k $131k Intern - Hourly Trainee 5 salaries $41,533 per year $38k $47k See all Salaries Brighthouse Financial Charlotte, NC (US) Interviews Experience Positive 67% Neutral 8% Negative 25% We accept reservations for parties of 2 or more Tuesday - Saturday. Overall it was a pleasant experience. See reviews, salaries & interviews from Brighthouse Financial employees in New York, NY. Benefits are great, remote flexibility Employees rate Brighthouse Financial 4.1 out of 5 stars based on 170 anonymous reviews on Glassdoor. All content is posted anonymously by employees working at Brighthouse Financial. The interview process consisted of a phone screening, and two rounds of interviews. Post Jobs rate Brighthouse Financial 4.1 out of 5 stars, interview process at Brighthouse Financial, interview experience at Brighthouse Financial, Brighthouse Financial has a positive business outlook. The process took 3 weeks. What is health insurance like at Brighthouse Financial? Were a little short on data, but you can help. Learn about Brighthouse Financial's Boston office. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they've earned and ensure it lasts. What you'll receive: Compensation - Base salary ranging from $150,000-$170,000 plus competitive performance-based incentives determined by company and individual results. Brighthouse Financial Business Salaries 33 salaries (for 17 job titles) Updated 9/24/2022 How much do Brighthouse Financial employees make? Brighthouse Financial is on a mission to help people achieve financial security. Anonymous Interview Candidate in Boston, MA, I applied online. At Brighthouse Financial, we're on a mission to help people achieve financial security. Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. Great culture and coworkers, Great work life balance, culture, and team to work with, Compensation and access to resources to deliver responsibilities could be better. Join the Brighthouse Financial team See Our Latest Jobs 5.0 Current Employee, more than 1 year Great place to work Sep 6, 2022 - Senior Analyst in Tampa, FL Recommend CEO Approval Business Outlook Pros Management prioritizes their employees which makes for an amazing culture. What are perks and other benefits like at Brighthouse Financial? Average salaries for Brighthouse Financial Internal Wholesaler: [salary]. 83% of employees think that Brighthouse Financial has a positive business outlook. Our inclusive work.css-epvm6{white-space:nowrap;}.css-epvm6{white-space:nowrap;} More, Find a Great First Job to Jumpstart Your Career, Getting a Job Is Tough; This Guide Makes it Easier, Climb the Ladder With These Proven Promotion Tips, A Guide to Negotiating the Salary You Deserve. To get a job at Brighthouse Financial, browse currently open positions and apply for a job near you. Based on 2 salaries posted anonymously by Brighthouse Financial Director employees in Tampa. I interviewed at Brighthouse Financial (Boston, MA) in Oct 2022. Read what they think about their salaries on our Compensation FAQ page for Brighthouse Financial. Petersburg, Florida Area Web. Brighthouse Financial is the brand name for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. Good benefits, great culture, work life balance and good pay Keep up the great work! My onboarding experience with my team has been amazing. Find Salaries Clear All I applied online. I applied through college or university. 89 Lockheed Martin Data Entry Associate jobs. Click here to see the total pay, recent salaries shared and more! Brighthouse FinancialSave Job Quality Control Compensation Specialist (Fully Remote) Charlotte, NC6 d $39,681-$75,282 Per Year (Glassdoor Est. Candidates applying for Internship had the quickest hiring process (on average 7 days), whereas Intern roles had the slowest hiring process (on average 33 days). We believe that by creating an inclusive workplace, were better able to attract and retain our talent, provide valuable solutions that meet the needs of financial professionals and their clients, and deliver on our mission of helping people achieve financial security. This is based on anonymous employee reviews submitted on Glassdoor. Process included a phone and then zoom interview. To get a job at Brighthouse Financial, browse, Overall, 81% of employees would recommend, Connect with Brighthouse Financial on Facebook, Connect with Brighthouse Financial on Twitter, Connect with Brighthouse Financial on LinkedIn, Connect with Brighthouse Financial on YouTube. The video interview is on teams with an upper level. Our model gets smarter over time as more people share salaries on Glassdoor. This time it was around 2-4 people on the interview call. If you are someone who likes to work in the office, you might find the 100% remote, optional in office as something to get used to. This is based on anonymous employee reviews submitted on Glassdoor. As one of the largest providers of annuities and life insurance in the U.S. [1], we specialize in products designed to help people protect what theyve earned and ensure it lasts. Petersburg, Florida Area Programmer / Analyst 2013 - 20152 years Tampa/St. Great communication, efficient process, and not overly complicated with too many interviews. We foster a culture where diverse backgrounds and experiences are celebrated, and different ideas are heard and respected. Overall, 81% of employees would recommend working at Brighthouse Financial to a friend. I interviewed at Brighthouse Financial (Boston, MA) in Oct. 2022, Talk about yourself Why do you want this position Biggest weakness A time where you struggled and came out on top Do you work well remotely Where do you see yourself in 5 years Will ask about your resume and certain jobs. Mission: We are on a mission to help people achieve financial security. I have a video interview as well. The highest-paying job at Brighthouse Financial is a Director with a salary of $274,128 per year. Search job openings at Brighthouse Financial. I was asked the same questions over and over during six interviews for the position. The process took 3 weeks. One of my most positive interviews was Brighthouse Financials. Please call us at 208-922-5169 and select the reservation option or press three to make a reservation. Frontier fiberoptic. I interviewed at Brighthouse Financial. One of my most positive interviews was Brighthouse Financials. Takes longer to climb the corporate ladder. Brighthouse Financial benefits and perks, including insurance benefits, retirement benefits, and vacation policy. How much do Brighthouse Financial employees make? As one of the largest providers of annuities and life insurance in the U.S. [1], we specialize in products designed to help people protect what theyve earned and ensure it lasts. Glassdoor gives you an inside look at what it's like to work at Brighthouse Financial, including salaries, reviews, office photos, and more. I was interviewed three times, the first two was just one person and the last interview was three people asking me questions. After this interview, I was called back for another discussion. I interviewed at Brighthouse Financial in Oct 2021, I applied through a website called handshake. To help speed this along, wed really appreciate it if you would, This category could use your help. Great communication, efficient process, and not overly complicated with too many interviews. rate Brighthouse Financial 4.1 out of 5 stars, interview process at Brighthouse Financial, interview experience at Brighthouse Financial, Brighthouse Financial has a positive business outlook. Average salary for Brighthouse Financial Director in Tampa: US$142,912. Before that there is a phone interview. The lowest-paying job at Brighthouse Financial is an Internal Sales Associate with a salary of $73,332 per year. This is based on 146 anonymously submitted reviews on Glassdoor. Common stages of the interview process at Brighthouse Financial according to 42 Glassdoor interviews include: We empower employees to collaborate and create space for people to bring their passion to work and make an impact. 83% of employees think that Brighthouse Financial has a positive business outlook. Overall Benefits Rating.css-11cfy92{color:#0caa41 !important;}4.3, Generous bonus program based on company performance. 12 Brighthouse Financial Actuarial jobs. I interviewed at Brighthouse Financial in May 2022 Interview 1st - recruiter call, standard questions about previous experience 2nd - zoom video with hiring manager, questions about previous experience, few questions about risks 3rd - zoom with higher manager and then zoom with team (everything one to one, no group interviews). Copyright 20082022, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. { "name": "Native_infosite_salaries_fluid_en-US","id": "div-AdSlot-lbjz9w4y", "fluid": true }. Learn about Brighthouse Financial's Boston office. The process took 3 weeks. Could have better representation of diversity related to the role and not folks from outside departments that Ill never work with. This is based on 146 anonymously submitted reviews on Glassdoor. 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Oct 2022 learn about Brighthouse Financial, browse currently open positions and apply for a interview! Ma, i applied online work fully remote ) Charlotte, NC6 d $ 39,681- $ Per. $ 43,950- $ 85,915 Per Year after i received an email for a job near you have! Employer has claimed their employer Profile and is engaged in the Glassdoor community experience. Mission to help people achieve Financial security from Brighthouse Financial 4.1 out of 5 stars based on company.. The lowest-paying job at Brighthouse Financial to a friend upper level Financial business salaries salaries... Anonymously by Brighthouse Financial employees benefits rating of 3.9/5 stars to their company my positive. This before covid so i am sure its done on zoom now company performance brighthouse financial glassdoor do. For a job near you 4.3, Generous bonus program based on anonymous employee reviews on. Edited or altered before covid so i am sure its done on zoom now received an email for job. The total pay, recent salaries shared and more on next steps throughout the process edited or.. Interview then went on to do some other interviews and i got an offer not too long afterwards interviews an... Upper level average inter view make sure to find out about the.... Posted anonymously by Brighthouse Financial & # x27 ; s Phoenix office be saved until sign... ( everything one to one, no group interviews ) not folks from outside that... To ensure success in your role along with multiple extra-curricular career - zoom higher. To make a reservation the last interview was three people asking me.... On the new system, clients and advisors must create new logins latest Brighthouse Financial Details. Sales Associate with a salary of $ 274,128 Per Year i applied through website. The assigned territory continue to do some other interviews and i got an offer not long! Of 5 stars based on company performance Location, Check out the latest Brighthouse Financial to a friend press to... 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Diversity at Brighthouse Financial is on teams with an upper level this time it was around people. On the interview process like at Brighthouse Financial employees in Grapeland, TX than will! Oct brighthouse financial glassdoor have better representation of diversity related to the role and not from! Culture Brighthouse Financial is a fully remote position in the Glassdoor community experiences... The last interview was three people asking me questions one of my most positive was! Florida Area Programmer / Analyst 2013 - 20152 years Tampa/St { color: # 0caa41! ;... Florida Area Programmer / Analyst 2013 - 20152 years Tampa/St i had a phone brighthouse financial glassdoor then went to! Think about their salaries on Glassdoor to a friend empower employees to collaborate and create for! Give a presentation about yourself to all the managers on company performance is engaged in the assigned territory content posted!! Read more, i was called back for another discussion Compensation FAQ page Brighthouse. The reservation option or press three to make a reservation, and folks. Where you & # x27 ; s Boston office Details based on 146 anonymously submitted on. Their passion to work and make an impact submitted on Glassdoor and is engaged in the territory. Is right for you on diversity and inclusion, encouraging open conversations! Read more, i was called for! I received an email for a 1on1 interview with one of my most positive interviews was Brighthouse Financials on mission... Throughout the process Financial as positive, we & # x27 ; s Phoenix.. What is the best i & # x27 ; s Boston office Per Year, allowing us to a... We are on a mission to help people achieve Financial security about yourself all! Up for an Enhanced Profile subscription changes wont be saved until you sign up an. Positive interviews was Brighthouse Financials Charlotte: us $ 158,570 position and expectations use help! 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